Before founding Syntellect, individually, we were leading teams of finance experts, strategizing policies for banks, heading lending risk and taking crucial decisions for various reputed organizations. Working closely with the consumers, we witnessed the economic dis-balance selective lending was creating. On the same hand, we resonated with the limitations of lenders to serve these thin-file, informal sector. Addressing that discrimination became our priority. We knew that a sustainable approach to achieve financial inclusion is by designing methods to accurately quantify risk. We collaborated with technology pioneers to build a disruptive system called RightProfileTM. Through RightProfileTM, we have and continue to contribute towards making financial inclusion a reality.


  • By leveraging state-of-art technology, human intelligence and market insights;
  • Build a tailored solution that empowers lenders to identify valued customers across all economy classes
  • Uplift bottom of the pyramid population by introducing them to the formal economy ecosystem


Give the world a sustainable lending platform that makes financial inclusion profitable for all stakeholders, by 2030.


  • Dynamic: We are young, energetic believers prepared to conquer any challenge to achieve our goals.
  • Innovation: For us, innovation is a result of creative thinking, flexible and unique approach and re-inventing capabilities of technology.
  • Maximize: We constantly excel our past achievements.
  • Equality: We treat all our clients, assignments and employees alike, no exceptions.
  • Trust: We practice high ethical standards to earn and maintain the trust of our clients

Our honours and achievements

We proudly present to you prestigious milestones that marked our contribution in the industry:

  • Syntellect and our CEO, Sumedha Naik are Official Partner Consultant of World Bank for India and South Asia on Business Policy and design for this segment.
  • Sumedha Naik, our founder CEO, presented at the World Bank’s 8th Global Housing Finance Conference titled “Approaches for reaching underserved income groups and underwriting informal income earners”.
  • Sumedha Naik won Fintech Woman Entrepreneur Award at BW Disrupt Women Entrepreneur Awards, 2019

Our Founding Chairperson and Guiding Inspiration

Late Mr J. S. Salunkhe

  • Former Chairman at Life Insurance Corporation of India [1994–1996]
  • Former Chairman at Housing Finance Company of LIC [1994 –1996 ]
  • Asset Management Company of LIC Mutual Fund [1994 – 1996]
  • Chairman and Independent Director of JP Morgan Mutual Fund [2008-2010]

Management Team

Sumedha Salunke Naik

Founder CEO

  • 18 years of Retail Risk experience
  • Worked with HDFC, India’s leading Home Loan Solutions provider, for over 10 years
  • Accomplished diverse assignments in Credit Policy, Credit Appraisals, Sales & Business Development, Training and Process Quality Improvement
  • Assisted an NBFC in setting-up Home Loans business nationally
  • Contributed to an NBFC’s Credit Policy, Credit Appraisal & Approval Policy, Sales and & BD Strategy and Customer Service Process
  • Holds Post Graduate Degree in Management from NMIMS University and a Bachelor’s Degree in Chemistry

Isaac Nadar

CTO & Co-founder

  • 18 years of experience in technology & operations
  • Specializes in rapid translation of IT strategy into the execution of business strategy, intelligence and data
  • Has been responsible for cross-functional teams and for delivering complex large-scale technology-enabled transformations
  • Attained Honors in BE Computers from Mumbai University

Harshad Salaskar

Product Head & Business Analytics

  • 14 years of experience in Business Analytics and valuations
  • Specialization in product framework and lender customization
  • Client Lead
  • Masters in Commerce from Mumbai University

Advisory Expert

Ashutosh Bishnoi

MD & CEO Mahindra Mutual Fund

  • Vast experience in the Consumer Marketing and Financial Service businesses in India
  • Earned an MBA from Symbiosis Institute of Business Management, Pune